Debt management is a strategy that uses budgeting and financial planning to help you get control of your debt. A debt management plan's objective is to employ these techniques to assist you in reducing your present debt and working toward its elimination.
To assist you with your plan, you can either make one for yourself or enrol in credit counselling. Both approaches have benefits and drawbacks. The simplest course of action is to create a strategy on your own, but occasionally having a partner outside of your organisation to provide assistance or accountability can be beneficial.

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